Zimpler casino without a Swedish licence

None of the 21 casinos in our list has Zimpler in its Swedish cashier, and we have not found any casino without a Swedish licence that offers it.

We checked the Swedish cashiers on 11 October 2026. Swedes search for this as «zimpler casino utan svensk licens»: a casino without a Swedish licence that takes Zimpler. The phrase describes what you are looking for, but it does not describe the payment options we found.

Zimpler is a Swedish payment institution supervised by Finansinspektionen. In May 2023, it announced that it would stop serving casinos without a Swedish licence by the third quarter of 2023. Since 3 March 2026, Zimpler has been owned by TrueLayer.

The option doing the same job today is Instant Banking, which means paying straight from your bank account. At 20 of the 21 casinos, it runs through the French payment company Fintecture. For you, the distinction is between the payment method shown in the cashier and the company handling that payment: Instant Banking is the method, Fintecture is the provider.

All 21 hold a licence from the Malta Gaming Authority (MGA/B2C/233/2013), issued to L.C.S Limited in Malta. They accept players from Sweden, and accounts are in euro.

You can deposit through Instant Banking at 20 of the 21 casinos, while MiFinity is available for withdrawals at all 21.

We opened every casino’s cashier logged out, from a Swedish IP address, with the casino showing country SE and currency EUR. These are the options shown in that view.

Instant Banking accepts €20 to €2,000 per deposit. Visa and Mastercard are available for deposits at all 21, as is the e-wallet MiFinity. All 21 also show Neosurf and Flexepin vouchers, plus CashLib. Jeton appears at just one: BetsAmigo.

Getting money out is a different menu. Alongside MiFinity at all 21, bank transfer is available at five: Taika Spins, Rise of Bets, YugiBet, NucleonBet and KudosBet.

Zimpler and Trustly are missing everywhere. So are BankID and Swish, along with Pay N Play and Apple Pay.

The minimum withdrawal is €25 at 14 casinos and €100 at 7. The maximum is €1,000 per withdrawal, with limits of €5,000 per day and €25,000 per month.

ID is required before your first withdrawal. Withdrawals are processed within 72 hours of approval. That wording matters: the stated processing window starts at approval, not when you submit the request, and it describes processing rather than arrival in your account.

You should count on winnings over SEK 100 from all 21 casinos in the list being taxable, because they run campaigns aimed at Sweden.

According to Skatteverket, winnings over SEK 100 from gambling aimed at the Swedish market without a Swedish licence are taxable. The tax is 30% of net winnings, rather than 30% of every win.

Net winnings means winnings minus stakes, calculated per gambling company and calendar year. That annual net figure is what the 30% tax applies to.

You declare the taxable net winnings under capital income, item 7.2.